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In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy. are online payday loans illegal in kentucky If you see promises of " same day payday loans " or " 1 hour cash advance loans " online, beware of the fine print. If you're looking for funds for any kind of emergency situation, you want to get matched with lenders who will treat you with fairness and respect.
Do compare lenders for the best secured loan rates for bad credit and make sure they have a clean lending record at the Better Business Bureau. Forget about banks since you have bad credit. If you belong to a credit union, it is worth a try to call and ask for short term financial assistance. Otherwise, you can find legitimate bad credit secured loan providers willing to help you get a personal loan with competitive rates. payday loan lumberton nc Dear Alex, *Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100 Low End Calculation: ($40 / $800) * (365 days / 14 days) x 100 = 130.36 percent High End Calculation: ($80 / $800) * (365 days / 14 days) x 100 = 260.71 percent

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