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Introduction to ICICI Bank Personal Loan Representative Example: Representative 1286.98% APR on a loan of ÂŁ300.00 with 5 monthly repayments of ÂŁ101.03 Total amount repayable ÂŁ505.13 Annual interest rate (fixed) 290% Typically, unsecured loans (such as personal loans and debt consolidation loans) carry higher interest rates than secured loans (such as car or mortgage loans). The interest rate you'll pay will depend in part on your credit scores. But that doesn't mean you can't get a loan if you have poor credit. Some lenders offer financing to consumers with bad credit, though the interest rate will be higher. Bad Credit Installment Loans Online
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