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You will need to have a fixed monthly income. Factors To Consider Before Applying For Instant Payday Loans A lender may ask you a number of additional questions including the name of your current employer and the number of years you have worked at your employer, all in determining how well you are likely to manage the monthly payments of an installment loan. If you have bad credit, you may think you canât qualify for a loan. But Speedy Cash offers installment loans that can help you get through a financial rough patch. Even if you have bad credit, installment loans may still be an option. If you have a source of dependable income, a working telephone and a checking account, you can apply for an installment loan.
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