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A lot of folks take out installment loans in order to pay off bills and to cover costs that come about mid-month before payday. Installment loans can be paid back in one lump sum or you can make use of the monthly payments that are available. They are usually set low enough to where consumers can easily afford them. However, the interest rates tend to be high, which makes the length of the repayment longer. If you go through the full term of the loan, you will have accumulated a lot of interest, but it is set up in installments that are low enough for the borrower. Instant Cash Loans South Africa About Great Plains Lending