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Depending upon several factors such as the type of loan, value of the home and your credit standing, you may be required to make down payment of 5-10% of the purchase price of the home. At the very least, a loan that requires a credit check will appear on the borrowers credit history, so paying off the auto loan on time will go a long way toward repairing your credit. 1. Rates and terms will vary depending upon the state where you reside. Loans in California are made or arranged pursuant to Department of Business Oversight California Finance Lenders License. Loans in Texas arranged by ACE Credit Access LLC and made by, and subject to the approval of, an unaffiliated third party lender. Loans in Ohio arranged by FSH Credit Services LLC d/b/a ACE Cash Express, CS.900100.000, and made by, and subject to the approval of, an unaffiliated third party lender. All loans subject to approval pursuant to standard underwriting criteria. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counselingâ. Speed up loan approval
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