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Of course, the opposite can also happen. When stock prices fall, mutual funds find themselves with reduced assets, meaning their expense ratios will rise. That's what happened in 2009, when the stock market bottomed after the financial crisis, and the average expense ratio for stock funds rose to 0.87% from 0.83%. If you take out a private loan, use on-time payments to build your own credit and protect your cosigner. Instant $1400 online loan
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