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We use an advanced 256-bit SSL encryption while handling your data. All your private information is kept securely in an encrypted format. More details can be found by reading our privacy policy. Available 24/7 Deferment is designed to help students who are unable to pay off their loans due to unforeseen financial circumstances. Deferment allows a student to, in essence, pause their loan repayment for a specific period of time. However, its important to note that interest may still accrue during this time, meaning deferment can ultimately make your loan more expensive. A: While there are lots of lenders genuinely interested in helping students, there are also those who are simply interested in making a fast return out of this situation. Which is where "predatory student loans" come in. A lot of lenders will try to lure in needy students by advertising their loans as 'student loans bad credit no cosigner no problem'. Such lenders are simply preying on desperate students who have no other means of getting their college expenses met. It is important for students to carefully read and fully understand the contract before signing it, since such lenders have in their contracts a lot of hidden clauses which later on complicate repayment processes.
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