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When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges by your lender may apply in the event that you are unable to repay your loan in full or if you make a late payment. Shorttermloans.com cannot predict the amount of the fees or charges that you will incur as a result of non-payment, late payment, or partial payment. Shorttermloans.com has no control or knowledge of the loan details between you and your lender. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender. We only work with reputable lenders who are dedicated to pursuing collections of past due accounts in a fair and reasonable manner. Ignore any ad â or hang up on any caller â that guarantees a loan in exchange for a fee in advance. FHA Spot Loans were mortgage loans that were allowed in condominium projects that were not on HUDâs approved condominiums list.Â The lender had the ability to approve aÂ single loan on a condominium unit in a project that was not approved by HUD without the whole project having to get approved.Â Spot loans are no longer available.
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